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Who often do you need an "out of the water" survey to keep your boat insured?
My 37 foot sailboat required an out of the water survey for insurance purposes. How often does the insurance need this kind of survey so I can plan for it during the next haul-out.
When you change Insurance comp> I'm going on 4 yrs on my 48 sportfish>Ask them but you might open up an issue & expence>
3 Responses to “Who often do you need an "out of the water" survey to keep your boat insured?”
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October 26th, 2008 at 10:27 am
Possibly if you let your Insurance lapse and want to reinstate.
References :
October 26th, 2008 at 10:47 am
When you change Insurance comp> I'm going on 4 yrs on my 48 sportfish>Ask them but you might open up an issue & expence>
References :
October 26th, 2008 at 11:23 am
Two answers for you here:-
One; when you change insurance companies.
Two; when your current insurance company requests a new survey.
Sorry, but the reality is that each company has its own rubbish rules and policies about this matter.
Some say re-survey every three years, others say every five. I have not known one to demand a survey every haul out or every year yet though. Most people, once insured, will stick with that company and never re-survey until they want to sell the boat.
Hope this helps.
Geoff
References :
Personal knowledge and experience